Planning for a secure, comfortable future includes retirement planning. Individual Retirement Accounts allow the portion of your annual income set aside and the returns on the IRA to grow on a tax deferred basis.
FSB has several savings options so you can choose just the right product for your retirement or educational plan.
Contact one of our customer service representatives about an IRA today! Read More.
Welcome to Farmers Savings Bank & Trust
Welcome! Thank you for visiting Farmers Savings Bank & Trust's web site. We're an independent and locally managed community bank with locations in Traer and Vinton, Iowa. We are committed to providing service that exceeds our customer's expectations.
We value our customers and employees; we value Traer and Vinton and the other local communities we serve in Iowa. We strive to keep up with the latest banking technology in order to provide the best financial management products. We are offering Bill-payment and E-Statements products to compliment our online banking! We are excited to offer these new online products, but will continue to maintain one-on-one personal service to our banking customers.
Take the time to look at our web site and find out why Farmers Savings Bank & Trust is truly different from other banks.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE
FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTA’s”) It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Fraud Protection
Protect Yourself from Internet Fraud
At Farmers Savings Bank & Trust, we believe that education is the most valuable tool in preventing internet fraud. We believe that by making our customers aware of potential threats, the likelihood of damage will be lessened. Below you will find important information regarding internet fraud situations. Please read about these situations carefully so that you may protect yourself.
Phishing and Email Scams
What is phishing? Phishing is the use of fraudulent e-mails that have been forged to look like legitimate e-mails from a particular organization. These e-mails often try to extract personal information by asking you to reply directly to the e-mail, or by including a link to a site that tries to get you to disclose personal information. The email and website addresses given may appear almost identical to those of legitimate institutions. In attempt to trick you into supplying sensitive personal data, they will claim that there is a problem with an account and will provide a link to a site that may look authentic. Read More.
