We know there will always be the need for additional funds and better ways to borrow. That is why Farmers Savings Bank & Trust is pleased to offer a full line of loan and credit products to help you meet your goals.
Browse through our variety of loan products, then talk to one of our loan professionals. We’re here to help you find a loan to meet your needs, with local decision-making and personal service from start to finish.
After-hours appointments are available — Contact your Loan Officer by email or telephone us at Traer (319) 478-2148 and Vinton (319) 472-2373.
Consumer Loans
A consumer installment loan is a popular way to pay for those extra personal expenses; perhaps you need new household items, to pay for a wedding or a vacation, or to pay for that college education. Farmers Savings Bank & Trust has the ability to tailor a loan for your unique requirements, with a fixed term, competitive interest rates, and payments that will fit in your budget.
Vehicle Loans
Thinking of purchasing a new or pre-owned automobile, motorcycle, boat, or RV. Why not let Farmers Savings Bank & Trust finance this purchase? We stand ready with competitive loan rates on fixed term loans and convenient ways to make your payments; payments may be made in person, online, through the mail, or through automatic deduction.
Credit Cards
As a customer of Farmers Savings Bank & Trust, you can enjoy the benefits of the MasterCard and Visa credit cards. These credit cards are accepted for purchases worldwide. The cards offer you the security of not having to make purchases with a personal check or cash and each transaction is detailed on your monthly statement. With MasterCard, Visa and Visa Gold cards available, we have the right card for you!
- No annual fees
- Call today for information on our low fixed interest rate credit cards.
Overdraft Protection
Our Overdraft Protection plan is designed to end checking account overdraft charges and provides financial convenience. Overdraft Protection means that Farmers Savings Bank & Trust has approved, in advance, a personal, unsecured loan to balance your account if you should overdraw. You may write your own loan any time you need extra money by just writing a check. Come in and discuss how to access your good credit to obtain Overdraft Protection for your checking account.
